Liability for content

The greatest possible care was taken during the creation of the content of this website. Nonetheless, we cannot guarantee the completeness, currency or accuracy of the content provided. As a service provider, we are no way obliged to monitor third-party information transmitted or saved via this website, or to search for facts and circumstances indicating the illegality of activities or information.

This does not affect any obligation on our part to block the use of content in accordance with general legal provisions. However, this liability shall only arise when we become aware of a concrete infringement of rights. Should we become aware of any infringement of rights, we shall remove the content in question immediately.

As a service provider, our liability for our own content shall be based on general legal provisions.

Liability for links

Where links are included to Internet services provided by third parties, we shall accept no liability for the accuracy, completeness or currency of the information provided on the websites of third parties, nor shall we guarantee that websites linked to from this site are virus-free. We shall accept no liability should websites linked to from this site contain illegal content; KBV Effertz also distances itself expressly from such illegal content.

In this regard, the responsibility is always that of the respective operator. At the time at which the links were created, we were not aware of any legal violations. It is not feasible for us to monitor third-party content for legal violations on a constant basis without concrete indications.

Should we become aware of any legal violations, we will remove the relevant external links immediately.

Copyright / Intellectual property rights

All content published on this website by KBV Effertz is protected by German copyright and intellectual property law. It may not be reproduced, modified, disseminated or used otherwise in any way without the written consent of the respective authors. Unauthorised copying or downloading from this website is permitted exclusively for the private sector and is strictly prohibited for the commercial sector.

Data protection

This website can be used regularly without the need to enter personal data. However, should such personal data be collected on this website, this shall be in the form of voluntary submission by the user. Personal data shall not be transmitted to third parties without the express permission of the user.

Where personal data are collected on our websites, the collection of the data shall always comply with the provisions set out in the data protection laws of the Federal Republic of Germany. Where personal data are collected, the nature, scope and purpose of the collection and use of personal data are outlined in this Privacy Policy.

Please note that, even when the greatest care is taken, the transmission of data on the Internet is always subject to certain security risks. Therefore, it is not possible to guarantee the absolute protection of data.

Google Analytics

„This website uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses “cookies”, which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. In case of activation of the IP anonymization, Google will truncate/anonymize the last octet of the IP address for Member States of the European Union as well as for other parties to the Agreement on the European Economic Area. Only in exceptional cases, the full IP address is sent to and shortened by Google servers in the USA. On behalf of the website provider Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage to the website provider. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser. However, please note that if you do this, you may not be able to use the full functionality of this website. Furthermore you can prevent Google’s collection and use of data (cookies and IP address) by downloading and installing the browser plug-in available under( .

Legal effectiveness of this Disclaimer

This Disclaimer should be considered part of the web content linked to from this website. Where parts or the individual wording of this text do not, no longer or do not fully comply with the valid legal situation, this shall not affect the content or the validity of the remaining parts of the document.